A Bay City family lost their home to a fire last Tuesday night, just hours after their HVAC unit was repaired. They returned from dinner to find smoke filling the house, with alarms blaring. Fire crews battled the flames for five hours on Private Road 821 before containing the estimated $150,000 loss. Investigators determined the cause was accidental, linked to overheated electrical equipment near the HVAC unit. No one was hurt, and the family is staying with relatives. The home was insured.